Ruth Ann was born on June 20, 1940, in Hammond, Ind., to Max Koerner and Natalie Anderson Koerner.
Ruth was a registered nurse.
In addition to her parents, she was preceded in death by two brothers, Robert and Donald Koerner; and sister Judy Koerner.
She is survived by her husband of 53 years, Carl Edward Payne of Cadiz; two sisters, Natalie Nisevich of Copper Harbor, Mich. and Maxine Vargo of Phoenix, Ariz.; one son Edward Lee Payne (and wife Wendy) of Hebron, Ind.; one daughter, Nancy Boilek (and husband Richard) of Hebron, Ind.; three grandchildren, Shelby Boilek, Keith Boilek and Adam Kabella, all of Hebron, Ind.; and a number of nieces and nephews.